Environmental due diligence made simple.
Phase I ESAs, SBA RSRAs and Property Condition Assessments for lenders, borrowers and due diligence firms.
Which report do I need?
Two questions for an SBA 7(a) or 504 loan.
Pick an answer for each question to see your report.
Over $250,000, SBA asks for the Environmental Questionnaire and an RSRA. Three business days, or 24 to 48 hours with rush.
Order an RSRAAt $250,000 or less, the Environmental Questionnaire may be all SBA requires. If it shows further investigation is warranted, SBA requires an RSRA at minimum. Your credit policy may ask for more.
SBA requires a Phase I when a current or known past use is on its sensitive-industry list, or the property sells fuel, whatever the loan amount. Gas stations (NAICS 457) also need SBA's Appendix 7 items. A current or past on-site dry cleaner needs a Phase I followed by a Phase II.
Request a Phase I quoteSend the NAICS code and the property's current and past uses, and we'll tell you which report SBA calls for.
Ask usA summary of SBA SOP 50 10 8.1. Your credit policy governs. Multi-unit buildings, unsigned questionnaires and pre-1978 child care are on the full screener.
More detailServices
*Phase I turnaround depends on agency records and site access. RSRA price is for lenders and CDCs, one property.
SBA loan over $250,000?
Order an RSRA online. It arrives in three business days, or 24 to 48 hours with rush, with every database report and historical source attached.
Need an EP for site work in California?
We've subcontracted Phase I ESAs and PCAs for national firms for more than 15 years, written to your template and delivered on your platform.
How an RSRA order works
Start an order- 1Order online
Property, loan and lender details, the questionnaire and payment.
- 2Checked the same day
If the questionnaire is missing anything, you hear from us that day, not at delivery.
- 3Signed in three business days
One-page lender summary up front, with every source attached.
About Geare Group
Geare Group Consulting is based in Santa Cruz and led by Cary Geare, an Environmental Professional with more than 15 years of Phase I ESA and PCA experience. Cary handles each project directly, from the site visit or records review through the final report.
Get in touch
Send the property address and what the lender needs. We'll reply with scope, fee and schedule.